Huma Finance – a recently introduced crypto lending project on Binance Launchpool, users can earn tokens $HUMA of the project by locking $BNB and several supporting tokens.

Huma is a pioneering PayFi network, enabling global payments 24/7 via stablecoins and on-chain liquidity, enhancing speed, transparency, and efficiency for the financial system.

Backed by major partners such as Solana, Circle, and SDF, Huma has processed over $3.8 billion in transactions and delivered double-digit returns to liquidity providers.

Huma Finance homepage

The Huma protocol has two versions:

  • Huma (No permission needed): Launching in April 2025, open to all investors, allowing participation in the PayFi network.

  • Huma Institutional: Dedicated to institutions, providing secured credit opportunities and operating within a regulatory framework.

Huma Finance products

Huma (2.0)

Since its launch on Solana in 2024, Huma has delivered sustainable double-digit yields to liquidity providers (LPs) thanks to PayFi applications. Huma 2.0 introduces many improvements:

  • Permissionless access: No identity verification or professional investor status required.

  • Two investment modes: Classic (balancing yield and rewards) and Maxi (maximizing rewards, reducing APY).

  • Flexible capital lock time: No lock or choose to lock for 3/6 months to increase rewards.

  • DeFi integration: Collaborating with Jupiter, Meteora, Kamino, and RateX to boost yield or instant liquidity.

  • Huma Feathers: A new rewards program with a flexible point system and various reward coefficients.

Binance will then list HUMA at 20:00 on May 26 (VN time) with pairs: HUMA/USDT, HUMA/USDC, HUMA/BNB, HUMA/FDUSD, and HUMA/TRY.