Talking with a few friends who play tennis, the consensus is that for Chinese people, young people in small towns, and employees in top-tier companies, as long as you are not a slacker before the age of 35, have a skill, and don't invest or start a business recklessly, having 10 million to 20 million in net cash is quite normal.

Fate will always favor you a few times; seizing one opportunity is what it takes, including but not limited to starting a few hundred businesses, getting options from colleagues at ByteDance, receiving some money when the company is acquired by BAT, or at the very least, working your way up, which could also be around 300.

But the problem is that after 1,000 to 2,000, the path to further advancement relies heavily on chance:

Some come from wealthy families, get acquired directly after starting a business, and hold NVDA for seven years.

Some bought BTC for 4,000 and never managed it.

Some bought BNB for 7 dollars and cleared it out to buy a house last year.

To achieve substantial results, it ultimately relies on investing in high-quality assets and letting compound interest work over time.