BREAKING: XRP Faces Regulatory Crossroads — Will the GENIUS Act Be a Game Changer?
May 20, 2025
In a major development for the crypto world, especially XRP investors, attorney and crypto advocate John E. Deaton has issued a stark warning: If the GENIUS Act — a bill targeting stablecoin regulations — fails to pass in the U.S. Senate, broader crypto reform could be stalled until 2029.
What’s at Stake?
The GENIUS Act is considered a rare bipartisan opportunity. Described by Deaton as a “non-controversial, common-sense” bill, it aims to establish guardrails around stablecoin issuance — ensuring secure reserves and consumer protection.
Failure to pass this bill could delay more comprehensive reforms like:
Crypto market structure regulation
Tax clarity for digital assets
The high-profile Lummis-Gillibrand crypto framework
Why It Matters for XRP
XRP, already entangled in legal uncertainty due to the SEC lawsuit, would benefit tremendously from clearer regulatory direction. If this legislation gets shelved, the ambiguity plaguing XRP and the broader market could continue for years, keeping institutional investors at bay.
Signs of Hope?
There is cautious optimism. Senator Kirsten Gillibrand believes the bill has a shot at passing this week. With increasing bipartisan support and mounting pressure from the crypto industry, a positive outcome could ignite renewed confidence in the market.
Bottom Line
If the GENIUS Act passes, expect a regulatory breakthrough that could be a catalyst not just for XRP, but the entire crypto ecosystem. But if it fails — brace for a long, uncertain wait.
Investors are watching closely. Could this be the regulatory green light XRP has been waiting for?$XRP