Privacy vs. Regulation**
- **Vitalik Buterin (Ethereum Foundation)**: “ZK-rollups have solved scalability, but privacy-preserving DeFi tools like **Railgun** and **Aztec** face regulatory pushback. We need a balance between anonymity and accountability.”
- **Circle CEO Jeremy Allaire**: “Stablecoins will anchor cross-border payments in emerging markets. USDC’s dominance in Latin America’s remittance corridors proves this—volumes grew **300% YoY**.”
**Takeaway**: Privacy tech and stablecoins are critical to DeFi’s evolution, but policymakers will challenge unfettered anonymity.
