Infini's card fee rate has directly collapsed by 45% today. Can the U card still be trusted? What is the connection between the two founders, Christian and Christine? A deep dive into Infini's conspiracy in the PayFi space.
Infini has reduced the Global Card fee rate from 2% to 0.8% to 0.1%. The rate has plunged 45% from its peak to the floor price.
Official spokesperson, Princess Christine, actually claimed that the fee rate will continue to decline, potentially dropping to 0 in the future. This means you can use this U card for global spending in USDT without paying a single cent in fees.
I carefully studied Infini's white paper, and you will find that this project integrates DeFi yields, compliance licenses, cross-chain partners, and payment rebates into a single business strategy. They have embedded stablecoins next to Visa/Mastercard, launching a Pay-Fi blitz without anyone in the crypto community noticing.
- The fee rate has collapsed; what strategy are they playing behind the 0.1% rate?
The official white paper on Gitbook has already stated '0.10% fee per transaction,' and the official website has updated the latest fee rates. BlockBeats reported that the rate went from 1% to 0.8% and will further drop to 0.1% in the future. This project has no turning back; all their cards have been left on the internet, which has a memory. Since Christine and Christian have decided to go down this path, there is no turning back. I advise everyone in the crypto space that justice may be delayed, but it will not be absent. Infini's fee rate can only keep decreasing; they have no other choice.
- Money makes money every day — Delta Neutral is their money laundering secret.
Depositing USDC/USDT can automatically run optimized delta-neutral strategies for daily interest. The white paper explains that the source of the yield comes from Morpho Vault's multi-protocol hedging combinations.
The savvy project parties choose Delta-Neutral, completely hedging against the volatility of spot/inventory. Not only in the DeFi space, but coming from traditional financial hedge funds, we see this strategy as not bearing any risk, a dirty pure arbitrage and money-making strategy, commonly adopted by sell-side investment bank trading departments and hedge funds.
Now this set of strategies has been learned by this project in the crypto space; they utilize customer funds without bearing any market volatility risk, providing risk-free returns, now stabilizing at 4%+ almost every day. They have disrupted many DeFi protocols, taking away many people's TVL. I feel the founders of this project need to be careful and beware of legal letters from peers.
- A one-stop payment network encompassing Visa/Mastercard + Apple Pay + WeChat/Alipay.
The Global Card can be directly linked to Apple Pay, Google Pay, Alipay, and PayPal, allowing transactions at global merchants.
In mainland China, you can directly link WeChat and Alipay to make purchases with this card.
I am now using it intensively every day, spending money I've earned in the crypto space, feeling very guilty.
Meituan takeout, Ctrip hotel booking, Didi ride-hailing, small shop scanning. All can be used, fully penetrating the global financial payment system, seamlessly.
I suspect Infini is using this compliant method to curve out a share of the global payment and clearing pipeline, injecting stablecoin traffic into the old network and then negotiating backwards.
The official press release claims there are already over 50,000 users, primarily covering freelancers, unbanked individuals, and cross-border workers.
People in the crypto space are just their guinea pigs, ultimately becoming the gasoline for lowering fees. They are expanding globally; the more users they have, the lower the card transaction fees will be.
- Infini's loss-leading sale and its pricing concerns.
Infini Global Card, transaction fee = 0.1%, daily interest + multi-wallet.
Bybit Card, transaction fee = 0.9% crypto conversion + 1% exchange, 2-10% cashback.
http://Crypto.com Visa, transaction fee = 2-3% multiple fees, nothing else.
Those big companies using capital to smash PayFi, pouring capital to grab land, may not be able to beat Infini.
- Insider information revealed to me, the founders have silenced everyone.
Infini physical cards are about to be shipped, supporting more fiat currencies and stablecoins.
A 0.1% fee is just an appetizer; Infini's ultimate goal is a negative fee rate. When you swipe their card, they will also give you cash back and rewards points for first-class cabins, lounges, and golf.
The current card issuance fee is 9.9u; it's very convenient to open a card, simply transfer to the account address, automatically open the card and deposit, and you can swipe immediately with instant KYC approval.
Using my card opening link, the card issuance fee has been reduced directly to 6.6u. The founders want to silence me, but under pressure, I'm sharing the card opening link with you.
app.infini.money/signup?ref=JBOBKRD
Quickly use this link to open a card; the loophole may be closed soon. This post may be reported by the official; everyone quickly share, spread, and save it! Don't let the post sink.
Statement: The above information is compiled from public sources and should be verified for facts and relevant laws and regulations. Please Infini, respect yourself before sending me a lawyer's letter.
Relevant interested parties disclosure:
@0xinfini
@0xsexybanana
@Christianeth
@Infini_Beryl
