Here's how to use Flexible Crypto Loans on Binance:

What Are Flexible Crypto Loans?

Flexible Crypto Loans on Binance let you borrow crypto using your existing crypto as collateral, with the ability to repay anytime and interest calculated hourly.

Steps to Use Flexible Crypto Loans on Binance:

Log into Binance:

Go to binance.com or open the Binance app.

Log in to your account.

Navigate to Crypto Loans:

On the top menu, select “Finance” > “Crypto Loans”.

Or search for “Flexible Loan” directly.

Choose a Loan Type:

Select “Flexible Loan” (not “VIP Loan” or “Stable Rate Loan”).

Select Borrow & Collateral Assets:

Choose the crypto you want to borrow (e.g., USDT, BUSD, BTC).

Choose the collateral you'll use (e.g., ETH, BNB).

The system will show the Loan-to-Value (LTV) ratio and risk level.

Enter Loan Amount:

Type how much you want to borrow.

It will calculate how much collateral is required.

Review Loan Terms:

Check the hourly interest rate.

Understand the liquidation risk if collateral value drops.

Confirm Loan:

Click “Start Borrowing”.

Confirm the terms and submit.

Manage & Repay:

Go to Wallet > Earn or Loans to monitor your loan.

You can repay anytime, fully or partially.

Benefits:

No fixed term — repay whenever you want.

Hourly interest — pay interest only for time used.

Wide selection of crypto to borrow and use as collateral.