Over 5 million of the 6.478 million active XRP wallets hold less than 500 XRP, with 81% of wallets containing 500 XRP or less, highlighting retail investor dominance but limited individual influence on price. As XRP's price rises, accumulating 1,000 XRP may soon be unaffordable for most, with some analysts viewing it as a key benchmark for future wealth. Price projections vary widely: some predict $100–$1,000 per XRP by 2035–2040, while others dismiss these as overly optimistic. XRP's accessibility remains high for now, but its future value depends on adoption, regulation, and Ripple's ecosystem growth.
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