If Ripple’s RLUSD stablecoin were to grow to 50% of Tether’s current $150B market cap, reaching $75B, the price of XRP could potentially surge to around $4. This projection is based on a significant increase in utility and demand within Ripple’s ecosystem, driven by institutional adoption and macro-level regulatory support.
A major catalyst for this scenario is the GENIUS Act, currently advancing in the U.S. Senate. The act aims to provide regulatory clarity and encourage the development of U.S.-based stablecoins like RLUSD. If passed, it could remove major barriers to adoption and significantly boost investor confidence.
RLUSD currently sits at a modest $313 million market cap, so achieving a $75 billion valuation would require massive growth. Still, Ripple’s established infrastructure, strong presence in compliance-focused markets, and growing global partnerships position it well to seize this opportunity.
Meanwhile, XRP has shown technical strength, recently breaking out of a falling wedge pattern—often a bullish signal. With favorable legal and market conditions aligning, XRP may be gearing up for a major move.
