1. What is DCA and how to apply it?

DCA consists of investing a fixed amount regularly in a cryptocurrency, regardless of the price, to reduce the impact of volatility. This helps to avoid buying at price peaks and smooths the average acquisition cost.

Steps to apply DCA:

1. Choose the asset: Research solid cryptocurrencies with strong fundamentals, such as Bitcoin (#BTC), Ethereum (#ETH), or promising projects (e.g., Solana, Cardano). Check the history, team, use cases, and adoption.

2. Define the amount and frequency: Decide how much to invest (e.g., R$100 per week or R$500 per month) based on your budget. Consistency is more important than the amount.

3. Choose a reliable platform: Use exchanges like Binance, Coinbase, or Brazilian ones like Mercado Bitcoin. Make sure the platform has a good reputation and low fees.

4. Automate purchases: Many exchanges allow you to set up recurring purchases. For example, on Binance, you can use the "Recurring Purchase" feature to buy #BTC every month.

5. Store securely: After purchasing, transfer your cryptos to a cold wallet (hardware, like Ledger or Trezor) or keep them in a secure hot wallet if it's a small amount.

6. Monitor, but don't worry: Review your portfolio periodically, but avoid impulsive decisions based on short-term drops or spikes.

Practical example:

• You invest R$200 in $BTC every Monday.

• In one month, if the price varies between R$200,000 and R$250,000, you buy more $BTC when it's cheap and less when it's expensive, reducing the average cost.

• After 6 months, you invested R$4,800 and have a more stable position, less affected by spikes or drops.

Advantages of DCA:

• Reduces the risk of buying at a high.

• Disciplines the investor not to try to "predict the market."

• Ideal for beginners or those with little time to follow charts.