There are multiple benefits to holding cryptocurrency. First, it provides a decentralized way of trading, not relying on banks or intermediaries, allowing users to manage their assets more autonomously. Second, the speed of cryptocurrency transactions is typically faster, and the fees for cross-border transfers are low, which is especially beneficial for international payments. Additionally, some cryptocurrencies have appreciation potential, making them an emerging asset allocation option for investors. Cryptocurrency can also serve as a tool to combat inflation, especially in countries where certain currencies have depreciated significantly. Furthermore, the transparency and immutability brought by blockchain technology help enhance asset security and trust. With the development of Web 3.0 and decentralized finance (DeFi), cryptocurrencies also open up more innovative applications and possibilities for financial freedom. However, risks and market volatility should still be considered when investing.