More and more people are paying attention to the application of stablecoins in daily payments, especially in situations involving cross-border transactions, remittances, or when traditional banks are not easily accessible. Stablecoins like USDT and USDC are typically pegged to fiat currencies like the US dollar, making their value stable and more suitable for everyday spending compared to highly volatile cryptocurrencies.

For the younger generation and international students, using stablecoins for transferring money, paying rent, or sharing living expenses is not only fast and low-cost, but also avoids the cumbersome procedures of traditional banks. If more merchants support accepting stablecoins in the future, it will truly enable a decentralized payment experience.

However, attention must still be paid to regulatory risks and wallet security in order to genuinely enjoy its convenience.

Stablecoins are not the future; they are changing the present.