Stablecoins, thanks to their characteristic of being pegged to fiat currencies, are gradually becoming a new choice for everyday payments. Unlike traditional cryptocurrencies which exhibit high volatility, stablecoin prices remain relatively stable, effectively avoiding the risks of value fluctuations during transactions, thus providing consumers and merchants with a more reliable payment medium. When shopping cross-border, users can use stablecoins to bypass complex foreign exchange processes, complete transactions instantly, and enjoy fees much lower than traditional international remittances; in online consumption scenarios, consumers can quickly use stablecoins through digital wallets to purchase goods and services, enjoying a near-instant payment experience. However, the widespread adoption of stablecoins for everyday payments still faces challenges such as regulatory compliance and market acceptance. But with technological advancements and the improvement of regulatory frameworks, stablecoins are expected to further penetrate the everyday payment field, reshaping the global payment landscape and bringing about a more efficient and cost-effective new way of payment.