Spot trading on cryptocurrency exchanges, such as Binance, is an effective tool for long-term accumulation and investing. Unlike derivatives, spot trading involves buying assets at the current market price with their immediate delivery to the investor's wallet. This is ideal for a "buy and hold" strategy, where the goal is to gradually accumulate cryptocurrencies, such as Bitcoin or Ethereum, for long-term growth.

The main advantage of spot trading is the absence of leverage, which reduces the risks of liquidation. Investors can regularly purchase assets using a dollar-cost averaging (DCA) strategy, where a fixed amount is invested each month regardless of the price. This helps to reduce the impact of market volatility.

For successful investing, it is important to choose assets with strong fundamentals, analyze market trends, and store coins in secure wallets, such as hardware wallets. Spot trading provides a straightforward and safe way to build a cryptocurrency portfolio aimed at future growth, making it popular.