$USDC

Whether it is USDT, USDC, or emerging regional stablecoins, they are widely used for online shopping, cross-border remittances, and even small retail payments in certain areas, thanks to their characteristics of price stability, fast transactions, and low transaction fees.

By 2025, an increasing number of payment platforms and merchants will start accepting stablecoin payments, with platforms like PayPal, Visa, and some Southeast Asian e-commerce platforms having integrated USDC settlements. For users, stablecoins provide the convenience of cryptocurrencies while avoiding the risks of severe price fluctuations. For merchants, it enhances settlement efficiency and reduces exchange rate losses.

The popularity of stablecoin payments marks that cryptocurrencies are no longer just investment targets but have become a viable alternative in real finance.