$XRP XRP is one of the most well-known cryptocurrencies, primarily associated with Ripple Labs and its payment solutions. Here are some interesting and positive facts about XRP:

### **1. Fast & Efficient Transactions**

- XRP transactions settle in **3-5 seconds**, much faster than Bitcoin (10+ minutes) or Ethereum (15+ seconds).

- It can handle **1,500+ transactions per second (TPS)**, compared to Bitcoin’s ~7 TPS and Ethereum’s ~30 TPS (pre-upgrades).

### **2. Low Transaction Costs**

- The average cost per XRP transaction is **less than $0.01**, making it ideal for cross-border payments.

### **3. Designed for Cross-Border Payments**

- XRP is used by Ripple’s payment solutions (RippleNet & ODL) to facilitate **instant, low-cost international money transfers**.

- Major financial institutions like **Bank of America, Santander, and SBI Holdings** have tested or adopted Ripple’s technology.

### **4. Finite Supply (Deflationary)**

- The total supply of XRP is **capped at 100 billion**, with a significant portion held in escrow by Ripple for controlled release.

- Unlike Bitcoin’s mining, XRP is **pre-mined**, meaning no new coins are created—reducing inflation risks.

### **5. Energy Efficient**

- XRP uses a **consensus protocol (not Proof-of-Work)**, consuming far less energy than Bitcoin or Ethereum (pre-merge).

### **6. Strong Liquidity & Market Presence**

- XRP has consistently been among the **top 10 cryptocurrency by market cap** despite regulatory challenges.

- It is listed on major exchanges like **Binance, Kraken, and Bitstamp**.

7. Legal Clarity (After SEC Lawsuit)**

- In July 2023, Ripple won a partial victory against the SEC, with a court ruling that **XRP is not a security when sold to the public**.

- This decision boosted confidence in XRP’s regulatory standing.