#CryptoRegulation
The crypto market continues to grow, but its regulations are not yet uniform. The year 2025 will be a crucial point as many countries begin to establish clearer rules.
Global Regulatory Update:
1. European Union – MiCA (Markets in Crypto-Assets)
Becomes fully effective this year.
Regulates stablecoins, digital assets, and crypto service providers.
Goal: investor protection & preventing money laundering.
2. United States
Still a tug-of-war between the SEC and CFTC over who has authority.
There is significant pressure to regulate altcoins as securities.
Ripple & Coinbase are key cases.
3. Indonesia
Transition of oversight from Bappebti to OJK starting in 2025.
Goal: to integrate crypto into the national financial system.
Great potential for institutional adoption & retail investor protection.
4. Asia (Singapore, Japan, Korea)
Tends to be pro-regulation, but still supports innovation.
Licensing for exchanges & strict AML/KYC rules have become the standard.
Why is this important?
Without clear regulations, large institutions will remain hesitant to enter. But if regulations are too strict? Innovation could die.
Solution? Balanced regulation.