The best investment for those under 40 is an investment in skills. This doesn’t mean you have to read books all the time. Reading opportunities, practicing, learning, and of course learning so that YPC (What's Important is Profit) can be achieved. In fact, web3 has developed so rapidly. Even those who can't code can create tokens, even if they are memes. They can even create staking patterns on the tokens themselves. For example, what I created on the Solana network. With a casual style but can be enjoyed by anyone. Will there be pump & dump mechanisms? Well, if I have little money, how can I pump and dump? What I have I turn into my own savings wallet. Hahaha