Closing bank accounts can occur for various reasons, and it may be either at the request of the client or by the bank itself. Here are the important aspects:

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First: Closing the account at the request of the client

General steps:

1. Visit the branch or use the banking app (depending on the bank).

2. Submit a request to close the account with proof of identity.

3. Settle the balance completely (withdraw the balance or transfer it).

4. Return the checkbook and bank card (if available).

Notes:

Some banks require prior notice (for example, 30 days).

Fees may be imposed if the account is closed early after opening.

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Second: Closing the account by the bank

Possible reasons:

1. Suspicious activity (such as unsubstantiated transfers or money laundering).

2. Violation of terms of use. 3