mathematically impossible for its value to be greater than 5 euros in the short and medium term.

$XRP
"Let's be clear about XRP. For a long time, it has been hanging in the balance due to the legal issues with the SEC. But, hold on! It seems like things are getting sorted out. That agreement is big news that lifts a huge weight off its shoulders.
Let's be honest, XRP is not the typical crypto that was born from a meme. There is serious business behind it: they want to change how money transfers are done between countries. And it's not just talk; there are already banks and companies using it. That gives it an extra layer of credibility.
Now that it seems the dispute with the SEC is calming down, things look good for more serious people to take an interest. Imagine if they launch an XRP ETF; it would be crazy how much money could flow in!
Obviously, not everything is perfect. We still need a judge to say "okay" to the agreement, and there are other cryptos that also want their piece of the payments pie. But if you ask me, XRP has a solid foundation and now, finally, a clearer path ahead.
So, in summary, I think that after so much drama, XRP has a chance to make a big impact. It has the utility, and now it seems the law is going to give it a breather. Let's see what happens!"
In a more informal tone, the key points would be:
* The agreement with the SEC as a "big news" that changes the game.
* The "real" utility of XRP for international payments.
* The fact that "there are already serious people using it."
* The "crazy" potential of an ETF.
* A more direct optimism, while acknowledging that "not everything is perfect."
I hope this more relaxed tone helps for the debate! Let's go for it!