If I could go back to being 22 today, I would unhesitatingly choose to do one thing: dollar-cost average into Bitcoin.
Many people think Bitcoin is a 'risky asset' or a 'bubble', but I believe that if you can see the future, you will understand that dollar-cost averaging into Bitcoin is the most correct choice you can make for yourself in the coming decades.
Age 22 is the best time to make a decision.
At 22, you are at the golden starting phase of life; you have just graduated from school, entered society, with limitless dreams and expectations for the future. At this time, you may not fully understand the meaning of wealth, or you may be confused about investment and financial management. But if you can look further ahead, you will find that the wealth that can truly change your life is not the kind of investment that can make you rich quickly, but an asset that can carry long-term value growth.
Bitcoin is precisely such an asset; it is not only a tool to combat inflation but also a manifestation of time value. Bitcoin itself is a time machine that brings future purchasing power to you in advance. If you want your wealth to grow, the best way is to put your money to work for you, and Bitcoin is that tool.
The time value of Bitcoin, once missed, can never be caught up.
I no longer talk about short-term price fluctuations because they are not important. What truly matters is that Bitcoin is limited, with a total supply of 21 million coins. Unlike traditional fiat currencies, Bitcoin has no inflation; its value accumulates over time. When you buy today, Bitcoin will lock in your future wealth.
If I had started dollar-cost averaging into Bitcoin when I was 22, I wouldn't have to worry about short-term market fluctuations. I just need to wait quietly, and over time, the accumulated wealth will naturally appreciate. Especially for young people, time is your greatest advantage. The earlier you start, the more you can let Bitcoin earn you the 'time dividend'.
The helplessness of fiat currency depreciation; choosing Bitcoin is the only answer.
Today, you may not yet see how the depreciation of fiat currency silently erodes your wealth. When you see housing prices rise every year, stock market returns no longer high, bank deposits yielding almost no interest, and even market risks escalating, you will realize the limitations of traditional investment methods.
If you start dollar-cost averaging into Bitcoin at 22, you don’t have to worry about these issues. Bitcoin has no inflation and no government control; it is a decentralized, globally accepted asset. Its value is not manipulated by a central authority but determined by the market and people's trust. Bitcoin gives every ordinary person the opportunity for wealth freedom, especially in this era of constant money printing; choosing Bitcoin is choosing the future.
The compound interest effect: Dollar-cost averaging into Bitcoin will lead to exponential growth of wealth.
When I consider financial choices in my youth, the compound interest effect is the concept I want to emphasize the most. You may know that the power of compounding will exponentially grow wealth over time. As a limited asset with ever-increasing demand, Bitcoin’s compound interest effect will make your wealth appreciate with time.
If you start dollar-cost averaging into Bitcoin at 22, you will not only benefit from Bitcoin’s appreciation but also enjoy the dividends of compounding. In the next 30 years, the value of Bitcoin may be higher than you expect today, and every Bitcoin you dollar-cost average at 22 will be an important cornerstone on your path to wealth freedom.
Conclusion: The decision made at 22 will impact a lifetime.
I understand that you may feel unfamiliar with Bitcoin now, or you may still be hesitant. But please believe that if I had known the potential of Bitcoin when I was 22, I would have unhesitatingly chosen to start dollar-cost averaging.
Dollar-cost averaging into Bitcoin is my greatest advice for young people. It is not only the key to financial freedom but also the most worthwhile investment you can make in the coming decades. Give time to Bitcoin, and let it lead you on the path to future wealth.
