#Stripe稳定币账户 Stripe has recently launched a stablecoin financial account service. This new feature allows users to send, receive, and hold dollar-pegged stablecoins like USDC and USDB in 101 countries and regions globally. Here are the details about Stripe's stablecoin accounts:

Features and Usage

1. Account Types:

• USDC: A stablecoin issued by Circle, widely used in cryptocurrency trading.

• USDB: A stablecoin issued by Bridge, a subsidiary of Stripe, circulating only within the Stripe platform and not open to the public .

2. Funds In and Out:

• Users can deposit funds into their stablecoin accounts via ACH (Automated Clearing House), SEPA (Single Euro Payments Area), and wire transfers.

• Funds can also be deposited via cryptocurrency wallets and can be transferred to bank accounts or cryptocurrency addresses .

3. Payments and Receipts:

• Business users can hold, send, and receive USDC and USDB payments across cryptocurrency and fiat channels, simplifying cross-border transactions .

• This account operates similarly to traditional fiat bank accounts, allowing users to send, receive, and hold a balance in dollar-pegged stablecoin accounts .

4. Fees:

• Currently, the fees for Stripe's stablecoin accounts have not been disclosed in detail, which may affect market acceptance in the future. High fees or hidden charges may restrict widespread usage by users.