In the deep autumn of 2022, as I sat in a rental house in an urban village gnawing on steamed buns, I never imagined that three years later I would be driving a Panamera back to the village— and all of this actually began with the 20 yuan saved from breakfast every day.

1. Starting capital: From the 'steamed bun investment method' to the 'Drumstick Fund'.

When I first entered the market, I didn't even understand 'blockchain'; I only knew that people in the crypto world flaunted luxury cars every day. But with a monthly salary of only 3,000, the 'spare money' I dared to take out was just 20 yuan I saved from breakfast every day:

  • In the morning, I eat steamed buns with plain porridge (saving 10 yuan), and in the evening, I eat at the cafeteria (saving 10 yuan). In a month, I save 600 yuan and consistently buy Bitcoin and Ethereum.

  • My friends laugh at me for thinking that saving this little money can make me rich, but I call this the 'steamed bun investment method': while others spend 400 yuan on 20 cups of milk tea each month, I buy 'digital steamed buns' with that amount, and anyway, losing it doesn't affect my life.


After saving for half a year, I had 3,000 in the account, which I named 'Drumstick Fund'—meaning that even if I lost it all, I would only miss a few meals of drumsticks, so I wouldn't feel sorry.

2. Coin selection logic: Don't chase internet celebrity coins, only look for 'bricks that can land'.

At first, I followed the trend and bought 'Musk concept coins' and 'AI internet celebrity coins', but I lost money every time. Later, I got smarter and only chose two types of coins:

  1. 'Digital gold' BTC: It's like keeping money in a 'decentralized bank'. Although it rises slowly, it has strong resistance to declines. I made a rule for myself: every time Bitcoin falls back to 'round numbers' (like 20,000 or 30,000), I buy an additional 500.

  2. 'King of Ecology' ETH: Watching DeFi and NFTs on Ethereum multiply like building blocks, I understood: this is not a worthless coin, but a 'digital brick' that can build houses. While others chase new coins, I secretly exchanged my pocket money for ETH, just like how ten years ago others were speculating on real estate while I was stockpiling cement.

3. Anti-human nature operation: While others binge-watch, I invest regularly; when others panic, I pick up money.

The most thrilling part of the crypto world isn't the rises, but the falls. In June 2023, Bitcoin dropped from 30,000 to 18,000, and people in the group were shouting 'to zero' every day, but I secretly opened a 'money-picking account':

  • While others stay up late watching dramas, I set up 'automatic investments'; every Friday when I get paid, 200 yuan is deducted without fail—buy more coins when the market falls and buy less when it rises. After three years, my holding cost is lower than 90% of people.

  • During a market crash, I also throw in my monthly 'extra meal budget' (300 yuan); as my friend said: 'While others are cutting their losses, you are picking up the money they dropped on the ground.'

4. Ultimate mindset: Treat the crypto world as a 'second kitchen', not a casino.

I never touch leverage or contracts because I know deeply that the essence of investing pocket money is 'slowly becoming rich', not betting everything at once. I compare the crypto world to a 'second kitchen':

  • Bitcoin is the 'staple food', which must occupy 60% of the portfolio, filling and resistant to hunger.

  • Ethereum is the 'side dish', occupying 30%, responsible for enhancing flavor and value.

  • The remaining 10% is used to buy 'stablecoins' as 'seasoning'; I can buy the dip during a market crash and can earn some 'grocery money' during normal times.

5. Unexpected joy: When pocket money turns into 'Panamera keys'.

In the spring of 2025, Bitcoin surged to 100,000 and Ethereum broke through 3,000, and my 'Drumstick Fund' unexpectedly rose to 800,000. Looking at the numbers in my account, I suddenly remembered the me who was gnawing on steamed buns three years ago—turns out you don't need to quit your job or borrow money; relying on a few hundred yuan of pocket money each month can indeed save up for a Panamera.


Now, when I drive back to my village, relatives ask me what business I do, and I always say, 'It's saved from breakfast money.' The truth is simple: the crypto world is not a casino but a magic box that can help pocket money 'grow'—provided you are not greedy, do not chase rises or falls, and treat it as a 'digital piggy bank' for mandatory savings each month.

Three pieces of advice for ordinary people:

  1. Only use 'money you won't miss': 10% of your monthly pocket money. For example, if your monthly salary is 5,000, invest 500; losing it won't affect your life.

  2. Sticking to mainstream coins, staying away from 'internet celebrity concepts': Bitcoin and Ethereum are like the 'staples' of the crypto world; there will always be someone in need.

  3. Treating regular investments as an 'electronic piggy bank': Set up automatic deductions, regardless of rises or falls, stick with it for over three years, and time will help you make money.


Lastly, I want to say: those who make big money in the crypto world are often not the ones who stare at the charts all day, but ordinary people like me who are 'mindfully saving money'. If you're still hesitating about whether to enter the market, it might be better to start saving the money you would spend on milk tea from tomorrow—who knows, the next one driving a Panamera back to their village could be you.