How Much XRP You’d Need for a $1M Retirement by 2030

Planning to retire with $1 million by 2030? Here’s how much XRP you’d need based on different price predictions.

Analysts at Changelly estimate XRP could start 2030 at $12.09 and potentially climb to $20.22 by year’s end. If that high holds, you’d need about 49,455 XRP to hit your $1M goal. At the current price of $2.13, that would cost around $105,341. For context, the same amount would have cost just $24,727 back in November 2024 when XRP was $0.50.

Telegaon offers a more bullish outlook, forecasting an average 2030 price of $42.34 with a possible high of $48.02. At that top price, you’d only need about 20,820 XRP, which would cost you roughly $44,347 today.

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