RIPPLE IS GOING TO BECOME A BANK.
And when it does apply and get a banking license, everything changes.
This isn’t just a tech company anymore.
This is the future Fed wrapped in blockchain.
🧵) Most people think Ripple is just a cross-border payments company.
Wrong.
Ripple is building the infrastructure layer for the next financial system and acquiring a banking license is the final piece.
With one license, they can unlock unfiltered access to global money.
🧵) What happens when a tech company becomes a bank?
•Direct access to central bank systems
•Ability to issue loans, credit, and even custody assets
•Legal power to handle both fiat and crypto
•Seamless integration with CBDCs and stablecoins
•Elimination of intermediaries
Ripple isn’t trying to partner with banks.
It’s trying to replace the need for them.
🧵) They’re already preparing.
Ripple has:
• U.S. regulatory clarity post-SEC case
• $25B+ in assets
• Global payment corridors across 70+ countries
• CBDC pilots in Bhutan, Palau, Montenegro, and more
• Deep ties with BIS, IMF, and central banks
All that’s missing?
A banking license.