#USStablecoinBill The US Stablecoin Bill, encompassing both the House's STABLE Act and the Senate's GENIUS Act, aims to establish a regulatory framework for payment stablecoins in the United States. These bills propose licensing regimes, requirements for 1:1 reserve backing with high-quality liquid assets, and consumer protections. They seek to balance federal and state oversight, clarify that stablecoins are not securities, and address concerns related to illicit finance and systemic risks. While both bills have advanced through relevant committees, reconciliation is needed to create a unified bill for presidential approval, with the Trump administration signaling its support for such legislation by August 2025.