In 2025, the U.S. Congress promoted multiple regulatory bills for stablecoins, aimed at establishing a clear legal framework to protect consumer rights and maintain financial stability. Among them, the "STABLE Act" (Stablecoin Transparency and Accountability for a Better Ledger Economy Act) proposes regulations for the issuance, reserves, and supervision of payment stablecoins, requiring stablecoin issuers to hold high-quality reserve assets and be subject to dual regulation by federal and state authorities. Additionally, the "GENIUS Act" (Guiding and Establishing National Innovation for U.S. Stablecoins Act) was also introduced in the Senate, aiming to promote financial innovation, protect consumers, and consolidate the dollar's dominant position in the global financial system.