#美国稳定币法案

In 2025, the U.S. Congress promoted several regulatory bills on stablecoins aimed at establishing a clear legal framework to protect consumer rights and maintain financial stability.

Among them, the "STABLE Act" (Stablecoin Transparency and Accountability for a Better Ledger Economy Act) proposes regulations on the issuance, reserves, and supervision of payment stablecoins, requiring stablecoin issuers to hold high-quality reserve assets and to be subject to dual federal and state regulation.

In addition, the "GENIUS Act" (Guiding and Establishing National Innovation for U.S. Stablecoins Act) was also introduced in the Senate, aiming to promote financial innovation, protect consumers, and strengthen the U.S. dollar's dominant position in the global financial system.