Here’s the reality behind the hype.
1. Vast Supply = Unreal Market Cap
XRP has a massive total supply of 100 billion tokens. At $100 per coin, the total market cap would be $10 trillion — far bigger than the entire crypto market today (around $2.8 trillion) and even larger than tech giants like Apple or entire nations’ GDPs.
2. Scarcity Doesn’t Exist
Scarcity drives value — but XRP lacks it. Only around 13.3 million XRP have been burned. Meanwhile, Ripple unlocks 1 billion tokens every month from escrow. With no halving events like Bitcoin, there’s no built-in scarcity mechanism to drive long-term value up.
3. Real-World Adoption Is Limited
Yes, XRP is used for cross-border settlements (like through SBI Remit), but it hasn’t achieved widespread bank integration. Institutions still rely on legacy systems like SWIFT, and central banks are rolling out their own digital currencies (CBDCs).
4. Crypto Market Context
Bitcoin dominates over 50% of the entire market cap. XRP would need to overtake Bitcoin, Ethereum, and most global financial instruments to hit $100. Even bullish predictions only expect XRP to reach $5–$20 by 2030.
5. Demand Would Need to Be Insane
For XRP to hit $100, there’d need to be unprecedented, global-scale demand. Not just hype — but actual daily usage by banks, institutions, and governments. There’s zero indication that’s happening at that scale.
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In Summary: XRP has solid utility in payments, but the numbers don’t add up for $100. It’s not about hate — it’s about math, market logic, and adoption trends.
