Let's start with the basics! At first glance, a cryptocurrency card may seem similar to an ordinary bank card: it adds to payment methods, and you can make payments with it, but what's the difference? It's both simple and complicated at the same time, as we are used to cards with a single stable fiat currency, while a cryptocurrency card allows you to use digital currencies in everyday life, for example, to pay for goods and services. How does it work? The answer to everything is nothing other than magical conversion. During the payment process, the digital asset is converted into fiat and voila: the products for borscht are already on your table and, most importantly, purchased with crypto. Isn't that a miracle?

Of course, that's not all! We have prepared a top list of cryptocurrency cards for Ukrainians this year, so sit back and grab some popcorn – it's going to be interesting!

In first place is Trustee Plus. Trustee Plus is the most popular virtual cryptocurrency card in Ukraine from the multi-currency eponymous cryptocurrency wallet developed by Ukrainians.

Among the main advantages of the Trustee Plus cryptocurrency card, we can highlight:

Virtual, so you won't have to carry extra plastic in your wallet – just your phone is enough;

Ability to replenish the card up to 15,000 euros per day;

Payment with the card in euros (online or offline) = no commission;

Supports USDT/BTC/ETH, which are instantly converted to euros when paying, and can easily be exchanged with a few clicks in the app;

Wallet balance replenishment with cryptocurrency = 0%;

Free card servicing;

Daily payment limit of 5,000 euros, which is updated daily;

Ability to withdraw cash at an ATM with an NFC terminal and at store checkouts with a daily limit of 2,000 euros;

A plastic card is expected to be released;

Not subject to financial monitoring.

This list could go on, but we suggest you verify the advantages yourself. Among the disadvantages, we can list:

Cost of card issuance = 10 EUR;

Commission for converting cryptocurrency to euros during transactions = 0.5%;

Commission for cash withdrawal at an ATM with an NFC terminal = 1 EUR + 1%;

Inability to pay for services on some American services that require a billing address;

Some ATMs may not dispense cash due to the absence of a plastic equivalent.

In summary, this is one of the most convenient cards for crypto payments in Ukraine and the world. A significant number of users note the particular convenience of using the Trustee card when traveling to Europe, adding that the convenient and instant payment for online delivery and any shopping tempts them to abandon regular cards.

A competitor to our previous cryptocurrency card representative may be CardB Card – this is a virtual cryptocurrency card from the fintech startup CardB and the largest cryptocurrency exchange Binance, which is available in Ukraine.

Advantages:

Card currency: USD, KZT.

Ability to issue up to 5 cards for one account.

Support for Apple Pay and Samsung Pay.

A cryptocurrency credit card and a plastic debit cryptocurrency card are expected to be released soon.

Disadvantages:

Card validity period – 3 years;

Monthly service fee depending on the tariff can reach up to 0.99 USD;

Commission for replenishment: 0.99 USD + 1% of the amount;

In the maximum GOLD tariff, the replenishment limit is: 5,000 USD per card and 15,000 USD per account per month.

Ultimately, it's a rather interesting project, in our opinion, that may show high efficiency in the future, so we suggest watching and testing 😎

Let's summarize! Cryptocurrency cards have recently started to gain momentum in their development and distribution, particularly winning the hearts of millions of consumers with high transaction limits, which are rarely found in Ukrainian banks. Moreover, it has become a unique solution for users who receive income in cryptocurrency – now it can be conveniently spent without wasting time on withdrawal or exchange. Any option from our top may resonate with every reader, so which one will you choose?

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