Two different people are buying a car, one financially literate and the other financially illiterate. The financially literate person, before buying, will find four other people who want to buy a car just five minutes before the purchase. By joining them and buying in bulk, they receive a thirty percent discount from the dealership, essentially getting a car for free as a gift, even though they have a million times more money in their pocket than the financially illiterate person. The financially illiterate person, on the other hand, before buying a car, will go to the bank five minutes before the purchase to take out a loan for the car and then will be a slave to the bank for ten years, paying interest. To pay the bank's interest, they will take on three jobs, solely to make the bank owner richer. Why do I think this? Because until a person pays off the loan, the car does not belong to them! Look, the same purchase but with different approaches makes one person free and even richer and independent, while the other person becomes poorer and a slave! The difference lies in the presence or absence of financial literacy!