#StablecoinPayments

In 2025, payments with stablecoins are revolutionizing the global financial system by integrating directly into everyday commerce and finance. Companies like Visa and Mastercard have launched cards that allow users to make daily purchases with stablecoins, facilitating automatic conversion to local currency, with an initial focus on Latin America and plans for global expansion. At the same time, companies like PayPal and Circle are developing payment networks based on PYUSD and USDC, prioritizing international transfers and corporate solutions. This is complemented by the interest of financial institutions such as Bank of America and Standard Chartered, motivated by increasing regulatory clarity in the U.S. and Europe. In the geopolitical arena, nations like Russia and China are adopting stablecoins for international trade, especially in energy, circumventing traditional sanctions. This surge is supported by legislative proposals like the STABLE Act and the GENIUS Act, which aim to regulate the sector and promote innovation. According to Citi, the stablecoin market could reach $3.7 trillion by 2030, consolidating as a key infrastructure in global payments, promoting faster, cheaper, and more accessible transactions.