$USDC Visa and Bridge collaborate to bring stablecoin payments to fruition, but the anchoring risks behind it are still concerning. Stablecoins rely on fiat currencies or assets for anchoring, and if reserves lack transparency and regulation lags behind, market fluctuations can easily lead to de-pegging, as seen with the previous UST collapse. Now that it is integrated into the traditional financial system, the reliability of the anchoring mechanism remains an unresolved major issue, which could undermine payment stability and erode user trust. However, technology is advancing, and regulatory frameworks are being improved. As long as the foundation for anchoring is solid, stablecoins might indeed become valuable assistants in everyday finance, bringing new opportunities for global payments.