#稳定币日常支付

As of May 2025, stablecoins have quickly evolved from a marginal tool in the cryptocurrency space to an important infrastructure for global everyday payments. Here are the latest developments and trends in their practical applications:

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🛒 Stablecoins Enter Everyday Payment Scenarios

• Visa and Bridge Launch Stablecoin Visa Card: Visa, in collaboration with stablecoin infrastructure company Bridge, has launched a Visa card that supports stablecoins, allowing users to make everyday purchases using stablecoins in Latin America (such as Argentina, Colombia, Mexico, etc.). This card will soon expand to Europe, Africa, and Asia. Bridge, acquired by Stripe, is responsible for instant conversion of stablecoin balances into local fiat currency, providing a seamless payment experience.

• Mainstream Payment Platforms Integrate Stablecoin Features: Web2 payment applications like Apple Pay, PayPal, Cash App, Nubank, and Revolut have allowed users to complete payments using stablecoins, further broadening the application scenarios for stablecoins.

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🌐 Cross-Border Payments and Corporate Application Expansion

• Circle Launches Circle Payments Network: Circle has launched a new payment network aimed at enhancing interoperability and efficiency in cross-border transactions, further promoting the use of stablecoins in the global payment system.

• Tether Expands US Market: Tether is seeking to further expand its influence in the US market and has launched compliance-focused solutions to facilitate the widespread adoption of stablecoins.

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📊 Market Size and Growth Forecast

• Surge in Stablecoin Transaction Volume: In 2024, the monthly transaction volume of stablecoins exceeded $450 billion, approximately 50% of Visa's monthly processing volume.

• Market Growth Forecast for the Next Five Years: Citibank predicts that the stablecoin market could grow fivefold in the next five years, reaching nearly $4 trillion in size.

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🧩 Technology and Regulation Drive Mainstream Adoption

• Technological Advancements Reduce Usage Costs: The development of Layer 2 networks has lowered the usage costs of stablecoins, increased transaction speeds, and facilitated their application in everyday payments.

• Regulatory Frameworks Gradually Established: Regions such as Hong Kong, the UAE, and the EU are gradually establishing regulatory frameworks for stablecoins, providing compliance assurance for their widespread application.