#稳定币日常支付

Stablecoins, due to their price stability, rapid transactions, and low fees, are increasingly applied in daily payment scenarios. Compared to more volatile crypto assets, stablecoins like USDT and USDC, which are pegged to the US dollar, are more suitable as a medium of exchange. Whether for cross-border remittances, e-commerce payments, or payroll and personal transfers, they can achieve low-cost, real-time settlement. Especially in regions with high inflation or inadequate financial infrastructure, such as Latin America and Africa, stablecoins are gradually replacing the functions of traditional fiat currencies. With institutions like Visa, PayPal, and Binance expanding their support, stablecoins are steadily developing towards the direction of "on-chain cash" and are expected to become the new norm in global digital payments.