Can you trust your crypto exchange to safeguard your assets, even in a crisis?

A reserve ratio above 100% indicates that an exchange holds more assets than it owes to its users, offering a solid buffer through over-collateralization. Transparency in these reserves is key to ensuring user confidence, especially in uncertain market conditions.

Some platforms disclose their holdings in major cryptocurrencies like BTC, ETH, USDT, and USDC, though altcoin reserves are often not revealed. Historically, reserve ratios across top exchanges have varied widely, from robust triple digits to extraordinary highs in the thousands.

One exchange that stands out in this regard is Bitget, which currently maintains the highest reserve ratio among major centralized exchanges at 191%. Bitget publishes monthly on-chain proof of reserves and encourages independent verification, helping to build user trust and minimize concerns about insolvency.