A reserve ratio above 100% indicates that an exchange holds more assets than it owes to users, providing a strong safety buffer through over-collateralization.

Among leading CEXs, one stands out with the highest reserve ratio at 191%, publishing monthly on-chain proof of assets that anyone can independently verify.

They're also transparent about reserves for major cryptocurrencies like BTC, ETH, USDT, and USDC (excluding altcoins), with reserve ratios ranging from a solid 117% to an astonishing 2556% over time.

This level of transparency and asset backing gives users strong confidence that insolvency risk is virtually nonexistent on Bitget.