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#USHouseMarketStructureDraft **Key aspects:** 1. **Objectives of the reform:** - Increasing the availability of housing for the middle class. - Fight against rising prices and speculation in the real estate market. - Stimulating the construction of affordable housing. 2. **Main offers:** - **Tax changes:** The possible introduction of benefits for first-time buyers or the limitation of tax deductions for investors who own many properties. - **Rent regulation:** Limiting rent increases in some states. - **Simplification of building regulations:** Speeding up the issuance of building permits. - **Fight against corporate owners:** Limiting the purchase of housing by large funds. 3. **Potential consequences:** - Lower housing prices in the long term. - Increase the supply on the market. - Possible resistance from investors and developers. 4. **The political context:** - The initiative may come from Democrats (emphasis on social justice) or have bipartisan support.

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$USDC ## **📌 USDC в 2025 году: основные события** ### **1. Рыночная капитализация и тенденции внедрения** 📈 **USDC вернул себе 2-е место ** среди стабильных монет с рыночной капитализацией, колеблющейся в районе ** 40-45 миллиардов долларов ** (по сравнению с ~ 30 миллиардами долларов в 2024 году). 🔹 **USDT по-прежнему доминирует (~$110 млрд)**, но рост USDC подпитывается **институциональным внедрением** и **расширением DeFi**. 🔹 ** Стабильная монета PayPal (PYUSD)** заняла определенную долю рынка, но USDC остается лучшим выбором для регулируемого финансирования. ### **2. Ясность в регулировании (наконец-то?)** ✅✅✅ Соответствие требованиям MiCA в ЕС ** – USDC теперь полностью лицензирован в соответствии с регламентом ЕС по рынкам криптоактивов (MiCA) **, что делает его доступной стабильной монетой для европейских криптофирм. 🇺🇸 ** Дело SEC против Circle урегулировано** – После долгой борьбы Комиссия по ценным бумагам и биржам ** отказалась от претензий ** на то, что USDC является ценной бумагой, предоставляющей облегчение инвесторам. 🌍 ** Расширение в Азии ** – Circle сотрудничает с крупнейшими японскими и сингапурскими банками для обеспечения денежных переводов в долларах США**.

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#AirdropSafetyGuide Airdrops are a great way to get cryptocurrency for free, but scammers often use them to steal funds. Here's how to participate safely: ### **🔹 1. Check the legitimacy of the project** , Official website, social networks (Telegram, Twitter, Discord). , Developer and community activity. Audits of smart contracts (if interaction with the blockchain is required). ### **🔹 2. Never enter a seed phrase or private keys.** 🚫 Real airdrops **DO NOT require** access to your wallet! Fake websites often imitate popular projects – always check the URL. ### **🔹 3. Use a separate wallet** Create a new address to participate in airdrops so as not to risk your fixed assets. ### **🔹 4. Be careful with Gaz (network fees)** Some airdrops require payment for the transaction. Please specify if this is really necessary. ### **🔹 5. Avoid suspicious links** Don't follow strange shortened URLs (for example, bit.ly/xxxx ). Manually enter the website address or use trusted sources. ### **🔹 6. Check the airdrop conditions** Sometimes tokens are blocked (vesting) or their withdrawal requires additional actions. ### **🔹 7. Popular types of fraud** ❌ "Send 0.1 ETH to receive 10 ETH" is a **divorce**! , Phishing emails/messages with fake airdrops. ### **🔎 Where can I find legal airdrops?** Official project pages (Twitter, Discord). ▪ Platforms like **Airdrops.io **, **CoinMarketCap Airdrops**. ▪ Channels with verified information (for example, **Airdrop Alert**).

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#EUPrivacyCoinBan Recently, the EU has been actively discussing a possible ban on private cryptocurrencies (privacy coins), such as Monero (XMR), Zcash (ZEC) and Dash (DASH). This initiative is related to the tightening of regulation of the crypto market in the framework of the fight against money laundering (AML) and terrorist financing (CFT). ### **Why does the EU want to ban Privacy Coins?** 🔹 **Anonymity of transactions** – private coins hide the sender, recipient and transfer amount, which complicates tracking. ***Regulatory pressure** – The FATF (Financial Action Task Force on Money Laundering) is already demanding that countries monitor cryptotransactions. MiCA (Markets in Crypto-Assets Regulation)** – the new EU law on the regulation of the crypto market may include restrictions on anonymous assets. ### **What Does This Mean for Investors and Users?** Exchanges and services in the EU can share private coins. Already, some platforms (for example, Kraken, Binance) restrict XMR and ZEC trading in certain jurisdictions. CBDCs (digital currencies of central banks) or "regulated" private solutions may be an alternative. ### **The Future of Privacy Coins** If the EU imposes a ban, it may: ➖ Hit the value of Monero, Zcash and other anonymous assets. To encourage developers to create new ways to bypass locks (for example, decentralized exchangers). To increase interest in private coins in other regions (Asia, Latin America). There is no final ban yet, but the trend towards stricter controls is obvious. We are following the developments!

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