The crypto world is buzzing with speculation after Ripple CEO Brad Garlinghouse revealed an ambitious vision: Ripple doesn’t want to partner with SWIFT — it wants to replace it. And if that happens, XRP could explode in value.

🔍 What Did Ripple’s CEO Say?

In an interview with Fox Business, Garlinghouse emphasized that the cross-border payment sector is ripe for disruption. SWIFT may dominate the space today, but it's based on outdated technology — and Ripple wants to modernize it using blockchain.

“Trillions of dollars move across borders, yet SWIFT, a 50-year-old system, still dominates. This is a massive opportunity for modernization,” said Garlinghouse.

📈 XRP Price Today: Calm Before the Storm?

XRP is currently trading at $2.28, with daily fluctuations between $2.25 and $2.35. While the token hit a weekly high, trading volume dropped 4% to $3.9 billion, hinting at cooling interest after last week’s ETF-related buzz.

Still, Garlinghouse’s bold statement could ignite a new bullish wave.

XRP/USDT: 4-Hour Chart

💥 Ripple Targets Trillions: How High Can XRP Go?

The global cross-border payment market — now dominated by SWIFT — is valued at over $194 trillion, and it’s projected to hit $320 trillion by 2032. If Ripple captures even a small fraction, the price of XRP could skyrocket.

🔹 Scenario 1:

If Ripple handles $20 trillion in transactions, analysts estimate XRP could reach $48.89 per token based on market demand and circulating supply.

🔹 Scenario 2:

A more conservative forecast by DeepSeek predicts $34 per XRP, assuming major adoption among banks and payment providers.

📊 From $2 to $30+? XRP’s Path to Massive Growth

With XRP currently priced around $2, even a 10% share of the cross-border market could trigger a 15x price increase — pushing the token into a dominant position in global crypto rankings.

Such a surge would massively boost XRP’s market cap and cement its status as a leading force in blockchain finance.

✍ Summary

🔹 Ripple isn’t joining SWIFT — it wants to disrupt and replace it.

🔹 XRP has huge upside if it secures a portion of the trillion-dollar market.

🔹 Even a modest market share could push XRP to $30–50 per token.

🔹 Investors are watching closely — the bulls are waiting for liftoff.

#xrp , #Ripple , #XRPCommunity , #CryptoAdoption , #BradGarlinghouse

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