#AirdropFinderGuide XRP is a digital currency created by Ripple Labs in 2012 with the aim of facilitating international financial transactions quickly and efficiently. Unlike other currencies such as Bitcoin, XRP does not rely on mining; instead, 100 billion units were issued all at once. The Ripple network uses a consensus protocol to verify transactions across a group of independent servers, allowing transactions to be completed in just a few seconds with very low fees. XRP is primarily used as a bridge for transferring money between different currencies, reducing the need to rely on costly and slow traditional banking systems. Ripple targets financial institutions and banks, aiming to make global transfers more efficient. Nevertheless, XRP faces legal challenges, most notably the lawsuit with the U.S. Securities and Exchange Commission (SEC), which has affected its standing in the market. XRP is considered one of the well-known digital currencies and ranks among the largest currencies in terms of market capitalization, supported by a strong community that bets on its widespread use in the future of the global financial infrastructure.