What Could Happen to XRP's Price if It Handles 15% of SWIFT's Daily Transactions?
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1. XRP as a SWIFT Alternative
Ripple, the company behind XRP, wants to replace the old SWIFT system used for international money transfers. Since 2018, Ripple’s CEO Brad Garlinghouse has talked about how XRP is faster and more efficient. Ripple says that many banks are now using their technology and that XRP can solve problems SWIFT faces, like delays and the need for manual processing.
2. The Big Opportunity
SWIFT moves about $5 trillion every day — that's $1.3 quadrillion a year.
If XRP takes over just 15% of daily SWIFT volume (about $750 billion), and only 10% of that turns into real demand for XRP (around $75 billion), it would still be a huge deal.
3. What This Could Mean for XRP’s Price
If $75 billion in daily usage turns into real market demand, XRP’s market cap could rise to $750 billion to $1.5 trillion.
With about 58.39 billion XRP tokens in circulation, that would mean XRP’s price could reach between $12.84 and $25.68 — a rise of 520% to 1,140% from today’s price.
But remember: this is a prediction. XRP would need to actually turn transaction volume into real, lasting demand for this to happen.
