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Main TakeawaysBinance Pay makes it easy to send USDC to friends and family globally — instantly, and with no gas fees.You can now use USDC via Binance Pay to shop at 32,000+ merchants worldwide, including buying gift cards, booking travel, luxury goods, purchasing products from e-commerce stores, and more.USDC is redeemable 1:1 with USD, is compliant with leading regulatory frameworks, and settles instantly — making it ideal for real-world crypto payments.This is a general announcement. Products and services referred to here may not be available in your region.Looking for a simple way to use crypto for everyday payments? Binance Pay is a secure, contactless crypto payment system that lets you send and spend digital assets — including USDC, a leading stablecoin — with no fees for most everyday transactions and instant settlement.Whether you're paying friends, sending funds abroad, or checking out with global merchants, Binance Pay makes it fast, flexible, and easy to use. And with USDC, you get the added benefit of price stability, making it a smart choice for real-world spending.In this guide, we’ll walk you through how to send and spend USDC with Binance Pay — and explore where you can use it today.What Is Binance Pay and How Does It Work?Binance Pay is a fast, secure, and easy-to-use crypto payment system that lets users send and spend digital assets around the world. Designed for everyday use, it supports contactless, borderless transactions, without any gas fees for users.Whether you’re sending crypto to a friend, paying a freelancer, or shopping online, Binance Pay simplifies the process. Transfer funds instantly using just an email, phone number, or unique Binance Pay ID — no need for long wallet addresses or other apps.Payments are settled in real time, and the recipient receives the exact amount sent, with no hidden fees or intermediaries. It’s a streamlined experience designed to make crypto as easy to use as traditional money.Binance Pay works across peer-to-peer transfers, business transactions, and merchant checkouts. And it supports a wide range of cryptocurrencies — including USDC, a stablecoin that offers price stability, making it especially useful for everyday spending.Why Use USDC for Crypto Payments?USDC is a regulated fully-reserved digital dollar. Issued through Circle’s regulated affiliates, USDC is backed by highly liquid cash and cash-equivalent assets making it redeemable 1:1 for U.S. dollars.Unlike more volatile cryptocurrencies, the amount of USDC you send or spend holds its value from start to finish, making it well-suited for payments and transfers. Transactions are typically fast, low-cost, and accessible across borders, giving users an efficient way to move money or make purchases.Importantly, USDC is currently in compliance with the EU’s MiCA (Markets in Crypto-Assets) regulation — a new legal framework focused on transparency, consumer protection, and reserve quality. This gives USDC an added layer of regulatory protection, particularly for users in Europe, because it demonstrates that USDC meets some of the most rigorous regulatory standards in the world. With its price stability, speed, low fees, regulatory compliance, and growing global acceptance, USDC is an extremely practical option for real-world payments — especially when used with powerful but simple tools like Binance Pay.How to Send and Spend USDC Using Binance Pay (Step-by-Step)Using USDC with Binance Pay is simple. Whether you’re sending crypto to someone or making a purchase online, the process is quick, secure, and beginner-friendly.How to Send USDC with Binance PayLog in to your Binance account.Go to [Pay] via the homepage or app menu, and then hit [Send].Enter the recipient’s email, phone number, or Pay ID.Select USDC as your payment currency. USDC is the default payment currency for new Binance Pay users.Enter the amount and tap Confirm to complete the transfer.How to Spend USDC with Binance PayChoose a product or service at our supported merchants and go to checkout.Select Binance Pay as the payment method.Choose USDC as your payment currency.Scan the merchant’s QR code and confirm the payment in the app.Where Can You Spend USDC Using Binance Pay?Binance Pay isn’t just for sending crypto — it also lets you spend USDC with over 32,000 merchants worldwide. Popular categories include:Travel: Book flights, hotels, and travel experiences using platforms like Travala, and Despegar, which accept Binance Pay for thousands of destinations globally.E-commerce: Shop online for electronics, clothing, and more from stores that have integrated Binance Pay. Explore merchants at the Binance Marketplace in the Binance app or on the web, or shop directly at Binance Pay merchants like watches at Wristcheck or hardware wallets at SafePal.Luxury Retail: Indulge in luxury shopping at Printemps department stores in France, premium household appliances at SMEG, high-end accessories at S.T. Dupont, cars from LG Dream Cars, and many more.Gift Cards: Use your USDC to purchase gift cards for popular brands from G2G, Tokenstore, Bytetopup, Coinsbee and more, giving you the flexibility to spend across retail, entertainment, and food.F&B and Groceries: Some local and international restaurants and cafes now accept USDC payments through Binance Pay integrations. You can even use USDC to go grocery shopping, for example at Pick n Pay in South Africa.The number of supported merchants is expanding, making it easier than ever to use your crypto for everyday purchases. With more ways to spend, and a wide range of supported services, USDC is even more useful when paired with Binance Pay.Final Thoughts: Why Binance Pay & USDC Is a Powerful ComboTogether, USDC and Binance Pay offer a simple, secure, and practical way to use crypto for your everyday needs — from making purchases to sending funds across borders. This combination helps bridge the gap between digital assets and real-world spending.With USDC, you get the stability of a dollar-pegged digital currency that’s fast, low-cost, and accessible worldwide. With Binance Pay, you get a seamless platform for instant crypto payments with no gas fees — no long wallet addresses, no middlemen, just a few taps. This makes it easier than ever to:Send money to family and friends abroadPay freelancers or service providers globallyBuy goods and services in-store or onlineBy combining a stable, regulated currency with user-friendly payment tools, Binance Pay and USDC are making crypto practical — not just for trading, but for everyday life.Try it today and experience crypto that works like cash — only better.Further ReadingThe Future of Finance in Your Wallet Binance Marketplace: Your Gateway to Crypto CommerceCircle and Binance Form a Strategic Partnership to Accelerate Crypto AdoptionDisclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Please fund your wallet and perform your transactions cautiously. Not financial advice. For more information, see our Terms of Use, Binance Pay Terms of Use and Risk Warning. This is a general announcement. Products and services referred to here may not be available in your region.