Hello everyone,

I wish to share with you the implementation of my salary module within my crypto portfolio. The objective is twofold: to build a liquidity reserve to cover unforeseen events and to have a daily flow to finance my current expenses. To achieve this, I adopted a two-pronged approach that integrates progressive investment strategies and optimization of conversions through no-fee limit orders.

1. A Two-Pronged Strategy

a. Long-Term Investment Plan

To secure a portion of my portfolio, I opted for a strategy based on a decreasing geometric progression. The idea is to buy euros at different price levels, increasing the amount invested when the price drops. This method allows for averaging out the purchase cost and taking advantage of market declines to obtain better positions. Here is the purchase grid I have defined (amounts below 1 cent have been raised to 1 cent):

b. Recurring Plan for Daily Expenses

In parallel, I have established a recurring plan by allocating 65 USDC per day to cover my current expenses. This regularity allows me to maintain investment discipline while ensuring daily liquidity management.

2. Optimization of Conversions with No-Fee Limit Orders

To maximize the effectiveness of these two plans, I systematically opt for conversions with limit orders and, what is particularly advantageous, at no cost. This strategic choice presents several advantages:

Execution Price Control: Limit orders allow us to set a precise price for our conversions, thus avoiding surprises related to market volatility.

Cost Optimization: The absence of fees on these operations directly contributes to improving the overall return on investment.

Adaptability: This method combines perfectly with the geometric progression approach, allowing for quick reactions to market movements without additional costs.

3. Advantages and Points of Vigilance

Advantages

Smoothing the Purchase Cost: Buying at different levels helps reduce the average purchase cost over the long term.

Financial Security: Building a liquid reserve provides a safety margin in case of unforeseen events.

Discipline and Optimization: The recurring plan and the use of no-fee limit orders promote disciplined and optimized investment management.

Points of Vigilance

Market Volatility: Like any progressive purchasing strategy, it is important to remain attentive to market conditions.

Regular Monitoring: Continuous monitoring is necessary to adjust levels and invested amounts based on market developments.

Impact of Fees (if any): Even if conversions are made at no cost, it remains essential to regularly check that this condition is maintained and to monitor any changes in conversion policies.

4. Your Feedback and Experiences

Your opinions and experiences are valuable for enriching this approach. Have you adopted similar practices, particularly the use of no-fee limit orders to optimize your conversions? What tools or adjustments have you found effective for managing this type of strategy? Feel free to share your advice and feedback to create synergy within the community.

Thank you for your attention, and I look forward to discussing this topic.

Sincerely,

A member of the Binance Square community