Published on March 28, 2025, at 8:06 PM WIB, this report explores the latest price predictions for Ripple (XRP) from Bitwise Invest, a prominent crypto asset management firm. As XRP continues to gain traction following its legal victory over the U.S. Securities and Exchange Commission (SEC), Bitwise’s projections for 2025 to 2030 offer a mix of cautious and ambitious scenarios. With the crypto market thriving Bitcoin above $87,000 and a total market cap nearing $3 trillion here’s what Bitwise foresees for XRP’s future.
Bitwise’s Valuation Model
Bitwise’s analysis, shared this week, leverages a Capital Asset Pricing Model (CAPM)-inspired approach, factoring in regulatory developments, market volatility, and XRP’s adoption potential. As of today, XRP trades around $2.40-$2.50, buoyed by a 10% surge earlier this month after the SEC dropped its appeal on March 19. Bitwise’s projections span three scenarios for 2030, with interim targets for 2025:
Bear Case: $0.13 by 2030 (2025: $1.50-$1.80)
Assumes regulatory setbacks, limited adoption, and a saturated altcoin market, driving XRP to a fraction of its current value.
Bull Case: $12.68 by 2030 (2025: $3.99-$5.81)
Envisions widespread institutional uptake, an XRP ETF approval (82% odds per Polymarket), and Ripple’s RLUSD stablecoin boosting ecosystem demand.
Max Case: $29.32 by 2030 (2025: $6.00-$10.00)
A best-case scenario where XRP becomes a cornerstone of global payments, fueled by a U.S. Strategic Reserve proposal and mass adoption.
Key Drivers for 2025-2030
Bitwise highlights four catalysts that could shape XRP’s trajectory:
Regulatory Clarity: The SEC’s retreat has already lifted XRP’s market cap past $135 billion, and a pro-crypto SEC under potential chair Paul Atkins could further propel growth.
Institutional Momentum: BlackRock and Fidelity are rumored to be eyeing XRP ETF filings, with a 41% chance of approval by July 31, 2025, per Polymarket data.
Ecosystem Expansion: The RLUSD stablecoin and tokenized real-world assets on the XRP Ledger (XRPL) could enhance utility, driving demand.
Market Trends: A sustained bull market, with Bitcoin potentially hitting $150,000, might amplify XRP’s gains, though competition from Ethereum and Solana poses risks.
2025: A Pivotal Year
For 2025, Bitwise predicts XRP could range from $1.50 (bearish) to $10.00 (max), with the bull case of $3.99-$5.81 seen as most plausible if current trends hold. Analyst Vandell Aljarrah of Black Swan Capitalist echoes this optimism, forecasting a double-digit price this year, citing XRP’s 550% surge from November 2024 to January 2025 as precedent. However, a failure to break resistance at $2.56-$2.65 could stall progress, with support at $2.17-$2.25 as a fallback.
2030: Boom or Bust?
By 2030, Bitwise’s bull case of $12.68 aligns with Ripple’s vision of XRP as a global payment bridge, potentially rivaling traditional systems like SWIFT. The max case of $29.32 hinges on speculative factors like a U.S. reserve adoption, though the bear case of $0.13 warns of stagnation if regulatory or competitive pressures mount. Posts on X reflect this divide, with some users touting “$29 as conservative” while others see “$0.13 as a reality check.”
What’s Next for XRP?
With whale accumulation up and technicals showing a bullish flag, XRP’s short-term outlook leans positive. Yet, its long-term fate depends on execution will Ripple capitalize on its legal win and ecosystem bets, or falter amid altcoin rivalry? As of 10:18 PM WIB today, less than two hours after publication, the crypto community is abuzz. Bitwise’s forecasts offer a roadmap, but in a market this dynamic, only time will reveal XRP’s true path.