“XRP is back in business: what to expect from cryptocurrency in 2025 and beyond? Let's get into the facts and figures! As of February 24, 2025, XRP is trading at $2.58 (according to CoinGecko), which is 3.31% higher than a week ago, although it has fallen by 4.1% over the past 24 hours. The market capitalization is $149.48 billion, and the daily trading volume is $2.54 billion. It is the third cryptocurrency by capitalization after BTC and ETH. But what's next?

$XRP #xrp

Let's start with the news. In December 2024, Ripple unlocked 500 million XRP (about $1.1 billion) from escrow - a standard move, but it coincided with an 11% price increase in a day. Investors attribute this to positive expectations after the inauguration of Trump, who received support from Ripple during the election. Plus, four applications for an XRP ETF are already on the SEC's desk - from Grayscale, 21Shares, and others. If at least one passes, this could become a growth catalyst, as was the case with BTC after the ETF was approved in 2024.

Technically, XRP is also looking strong. It has grown by 430% in the last month from $0.5 to $2.7 (according to CoinMarketCap), and the all-time high of 2018 ($3.3) is already close. Analysts like Cryptopolitan predict $5.40 by the end of 2025, provided that XRP Ledger usage in the banking sector grows. Long-term, up to $22.51 by 2031, if partnerships with Santander and Standard Chartered continue to expand.

But there are risks, too. Volatility is still there: XRP has fallen 6% in a week, and bearish patterns around $3.5–$3.7 (according to Binance Square) hint at a possible correction. Plus, the legal backlash from the SEC, although weakened after Ripple's victory in 2023, may still surface.

Bottom line? XRP is a bet on real fintech use cases, not just hype. If regulators give the green light to ETFs and banks continue to integrate, $5 in 2025 is a real possibility. But keep your eyes peeled: the crypto market is always a rollercoaster. Do you think XRP will break through to new heights?