đ P2P and account blocking in Russia: what next? Can a new one be opened and how to fight back?
If your account has been blocked for P2P transactions under the law 115-FZ, know â you are not alone. This is relevant for Russian banks in 2025, where control over transfers has intensified.
đ What is happening:
â The account is blocked by the bank
â You may be added to the list of SPFMs (suspicious individuals)
â Data may end up in the tax service or the Ministry of Internal Affairs
â Under threat of articles:
â⢠172 of the Criminal Code of the Russian Federation â illegal banking activity
â⢠198â199 of the Criminal Code of the Russian Federation â tax evasion
â⢠174â174.1 of the Criminal Code of the Russian Federation â money laundering
đ Can a new account be opened?
âĄď¸ In SPFMs? Banks often refuse
âĄď¸ Sometimes small or digital banks open accounts, but with restrictions
âĄď¸ Check where compliance is softer â this is your chance
âď¸ Can one fight back through a lawyer?
Yes! Lawyers can:
â Request the official reason for the blocking
â File a complaint with the Central Bank
â Achieve exclusion from SPFMs
â Challenge the bank's actions in court
#P2P #BlockedAccount #LegalHelp #CryptoRussia #115ФРâď¸đźđđđ¸