#Circle上市 💎 Core Positioning
As the second-largest stablecoin by market capitalization, USDC is evolving from a 'safe-haven tool' into the dollar infrastructure of the crypto world! Backed by the compliance systems of Circle and Coinbase, the transparency of USDC's reserves crushes USDT
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, with an average daily on-chain settlement volume exceeding $50 billion, making it the preferred settlement asset for global payment giants like Visa and PayPal3
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🚀 Three Major Breakthrough Strategies
✅ Traditional Financial Penetration:
50% of cross-border remittances in the United States now support USDC with instant transfers, and the fee is only 1/106 of SWIFT's
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BlackRock, Fidelity, and other asset management giants have included USDC in digital asset funds, with compliant channels attracting trillions in institutional funds3
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✅ Web3 Ecosystem Domination:
75% of the liquidity in Ethereum DeFi protocols is supported by USDC, and USDC trading volume on the Solana chain has surged 300% year-on-year4
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MakerDAO has made USDC the core reserve of the DAI stablecoin, with a collateralization rate exceeding 60%3
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✅ Geopolitical Strategic Weapon:
During the Russia-Ukraine conflict, USDC has become a key tool for civilian cross-border aid, with a peak daily transfer volume exceeding $2 billion5
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The Argentine government is piloting the use of USDC to pay civil servant salaries to combat severe local currency inflation3
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⚠ Underlying Risk Warning
Regulatory Nuclear Bomb: The EU's MiCA regulations come into effect on April 15, and stablecoins that do not pass audits may face delisting (USDC has already obtained one of the first compliance licenses)3
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Black Swan Contingency Plan: The Silicon Valley Bank crisis in 2023 briefly caused USDC to lose its peg, and currently, 30% of its reserves are still held in small and medium-sized banks6
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Whale Targeting: On-chain data shows that an institution is hoarding 2 billion USDC, possibly as ammunition for shorting ETH spot reserves6