bancocentral

Fumão 📢 WHAT A MESS..🤬 oh 🇧🇷 BRAZIL JUST DID 🤮

🇧🇷 THE CENTRAL BANK CHANGES EVERYTHING 👉 3 NEW RULES FOR CRYPTO IN BRAZIL

The BC has made the call ⥱ Valid from FEBRUARY 2026

⚡ RESOLUTIONS 519, 520 AND 521

🏦 RULE #1: WHO CAN OPERATE

💰 Minimum capital: R$ 10.8 MILLION to R$ 37.2 MILLION
🏢 Physical headquarters MANDATORY
📋 Governance + source of funds
🔐 Bank requirements

🔒 RULE #2: SEGREGATION

💎 YOUR money SEPARATE from the exchange
✅ Mandatory audit
🛡️ Banking security
⚠️ Maximum 5% for liquidity

💵 RULE #3: STABLECOINS

🔄 = Currency exchange operations
💰 Limit: US$ 100k international
📊 Info mandatory to BC (May/2026)

⚖️ IOF ON STABLECOINS?

Only in the conversion REAL ↔ STABLECOIN (like $USDC )
Within crypto = NO IOF! 🎉

💬 Are these rules good or bad?
☹ In my humble opinion ➠ It's very Bad❗


#criptonews #Bancocentral #brasil #Lula #brasileiros

📝 🚨After the Central Bank's rule, what will happen to the IOF on stablecoins? 📊*

After the Central Bank's rule, stablecoins began to be treated as traditional currency exchange operations, which raised questions about the incidence of the Tax on Financial Operations (IOF). However, according to Tiago Severo, a lawyer specializing in cryptocurrency regulation, the change is regulatory in nature and not tax-related.

*What does this mean? 🤔*

- The Central Bank will supervise the flows of stablecoins within the Exchange System, requiring registration and reporting 📝
- There is no creation of a new incidence hypothesis for the IOF 🚫
- The regulation only governs "who can" and "how can" operate, without altering the tax matrix rule of the tax 📜

In summary, stablecoins should not be taxed by the IOF solely because of the new rule from the Central Bank. However, it is important to consult a taxation specialist for more accurate and up-to-date information [8][5].

#Stablecoins
#IOF
#BancoCentral
#Criptomoedas
#Tributacao

📝 The Central Bank announces new rules for the cryptocurrency market! 📊*

The Brazilian Central Bank announced three new resolutions for the national cryptocurrency market, which will take effect from February 2, 2026. The resolutions define rules for companies operating in the cryptocurrency market, including minimum capital requirements, asset segregation, and clear communication regarding the coverage of clients' funds.

*Main points of the resolutions: 📜*

- *Resolution 519*: Defines requirements for companies to obtain a license to operate in the cryptocurrency market, including minimum capital of R$ 10.8 million to R$ 37.2 million 💸
- *Resolution 520*: Defines rules for virtual asset service providers (VASPs), including mandatory segregation of clients' resources and independent audits every two years 📝
- *Resolution 521*: Regulates the stablecoin market, treating them as traditional currency exchange operations 💱

*Impact for investors: 🤔*

- Greater security and transparency in the cryptocurrency market 🔒
- Minimum capital requirements may limit the entry of new companies into the market 🚫
- Asset segregation may affect the profitability of VASPs' operations 📉

#Criptomoedas
#BancoCentral
#Regulacao
#Investimento

🚨🇧🇷 Attention, crypto community! 🚨🇧🇷
The Central Bank of Brazil reaffirmed its position, clarifying that it does not endorse or consider Bitcoin (BTC) as part of its foreign exchange reserves. It is essential to understand that, for the Bank, BTC is seen as a high-risk asset, lacking the necessary stability and security guarantees to be included in the country's official reserves. This decision reinforces the cautious view of traditional financial institutions regarding cryptocurrencies, highlighting the importance of regulation and understanding the associated risks. For us, investors, this means that the responsibility of managing risk is entirely ours! 📈📉
#Bitcoin
#BancoCentral
#Criptomoedas
#Binance

The Drex route, the Brazilian digital currency, has changed!

🔄 The Central Bank decided to remove the blockchain technology from the project and postpone the launch to 2026. The change in the plan 🗺️ is to ensure more security and privacy in transactions, since the blockchain, as it was, posed challenges with the traceability of user data. This decision shows the Central Bank's caution in creating a secure and efficient digital currency. The change of direction of Drex 🧭 reflects the agency's flexibility in adapting the project to meet the needs and regulations of the Brazilian financial landscape, prioritizing trust and the protection of citizens' data. 🛡️
#Drex
#MoedaDigital
#Blockchain
#BancoCentral

🚨Alert🚨
New PIX rules may cancel 8 million keys, Central Bank imposes validations and risk threatens daily payments.

The recent changes in PIX rules are not a rumor and aim to strengthen the security of the system. The Central Bank has determined that banks and fintechs validate the PIX keys of individuals and companies with their registration status with the Federal Revenue.
The main goal is to combat fraud and ensure that the keys are linked to legitimate data. Keys associated with CPFs with status "suspended", "canceled" or "deceased holder" may be automatically deleted by financial institutions.
If your key is canceled, it will be necessary to regularize your situation with the Federal Revenue and register a new key. The measure aims to protect the system against the actions of criminals, ensuring more security for all users. To check your registration status, visit the Federal Revenue website.
#PIX
#BancoCentral
#segurancafinanceira
#FraudePIX

📢 🚨 Hack of R$ 400 million exposes fragility in the Brazilian financial system

One of the largest cyber attacks in the history of the Brazilian banking system occurred this week. A third-party company connected to the Central Bank, C&M Software, was hacked — resulting in the diversion of at least R$ 400 million, potentially reaching R$ 1 billion, according to market sources.

🔍 C&M is responsible for integrating banks and fintechs into the SPB, PIX, and TED, acting as a bridge between institutions and the Central Bank.

💥 The attack targeted reserve accounts (used for settlements between banks, not for regular customers), with intruders accessing these accounts and moving the funds.

💸 Part of the diverted funds was quickly converted into cryptocurrencies, such as BTC and USDT, but international exchanges were able to trace and block some transactions.

⸻

🧠 Reflection for those operating in crypto:

Even with regulations and security layers in the traditional banking system, no environment is 100% inviolable. Transparency, decentralization, and traceability are not just rhetoric — they are the foundation of security in a well-structured crypto ecosystem.

⸻

🛡️ Central Bank has positioned itself:
• No internal system of the BC was compromised.
• No end customer was affected.
• Investigation ongoing with the Federal Police, Bacen, and intelligence agencies.

⸻

⚠️ Stay alert:

In an increasingly digital world, security is not optional. Strengthen authentications, review your accesses, and keep your crypto wallets protected.

⸻

🟡 #criptonews #blockchain #PIX #Bancocentral #WCT

Drex #Bancocentral

🏦 Central Bank launches public consultation that limits companies' exposure to Bitcoin and cryptocurrencies

The Central Bank of Brazil published this Wednesday (29) Public Consultation No. 126/2025, which proposes a new prudential framework for the treatment of digital assets and tokens by financial institutions.

The measure limits companies' exposure to cryptocurrencies such as Bitcoin and Ether, and includes stablecoins and utility tokens in the financial system's risk rules.

📘 The text follows guidelines from the Basel Committee, seeking to align Brazil with international standards and reduce systemic risks related to the volatility of crypto assets.

🔹 Main points of the proposal:

Institutions will need to classify their exposures into four risk subgroups:

• 1A – tokenized traditional assets

• 1B – stablecoins with secure backing

• 2A – crypto assets with recognized hedge

• 2B – higher risk assets, such as Bitcoin and Ethereum

Total exposure to Group 2 (2A + 2B) cannot exceed 1% of the Level I reference equity.

Smaller institutions (S5) are prohibited from operating with crypto assets.

Stablecoins will need to be backed by liquid assets and have immediate redemption to qualify for lower risk groups.

📅 The schedule is gradual:

➡️ Transitional rules come into effect on July 1, 2026;

➡️ Complete adoption of the new framework: January 1, 2027.

🗣️ The proposal is open for comments until January 30, 2026, on the BC website and Participa+Brazil.

According to the Central Bank, the goal is to strengthen financial stability and prepare the country for integration between traditional and digital finance.
$BTC

#bitcoin #BancoCentral #Stablecoins #Ethereum #Brazil #BinanceSquare

🇧🇷 Binance praises the actions of the Central Bank in regulating crypto assets in Brazil

During the Ethereum Brazil event, Binance's head of regulatory affairs, Thiago Sarandy, highlighted the leadership role of the Central Bank of Brazil in developing an effective regulatory framework for the digital assets sector.

🗣️ “I give a score of 10 to the Central Bank. Even with a reduced team, they are building a reference for the Americas.” – Thiago Sarandy

Binance actively monitors and participates in regulatory discussions through public consultations and open dialogue with authorities. Sarandy mentioned the advances of Public Consultation 109/2024, focused on exchanges operations, and Public Consultation 111/2024, aimed at integrating crypto with the foreign exchange market.

📊 Brazil is the 5th largest crypto market in the world

According to data cited at the event, Brazil is among the top five global markets for digital assets, trailing only:

India

China

Vietnam

United States

This highlight reflects the growing interest of Brazilians in decentralized financial solutions and the importance of regulation that keeps up with this evolution with legal security, transparency, and innovation.

⚠️ Criticism of MP 1.303

Despite the recognition of the Central Bank, Sarandy warned about risks associated with Provisional Measure 1.303, especially regarding:

the end of the exemption of R$ 35 thousand per month for the sale of crypto, the taxation on exchanges between digital assets, and the fixed rate of 17.5% on earnings.

🧾 “There are adjustments to be made, but this in no way detracts from the merit of the Central Bank in building regulation.” – Sarandy

🤝 Commitment to Brazil

Binance reaffirms its commitment to developing a secure and transparent crypto ecosystem in Brazil, collaborating with regulators, educating the public, and driving innovation through Web3. $BTC

#criptonews #Bancocentral #RegulacaoCripto #Web3

🚨 TECHNICIAN ARRESTED FOR INVOLVEMENT IN THE LARGEST PIX SCAM

The Federal Police arrested a technician from the company C&M Software, accused of facilitating criminals' access to the systems that connect banks to the Central Bank.

According to investigations, he allegedly handed over credentials in exchange for R$ 15 thousand — directly contributing to the diversion of up to R$ 1 billion from reserve accounts of small and large financial institutions.

🧠 The attack is considered the largest ever recorded in the Brazilian financial system, and part of the funds was sent abroad and moved in crypto assets such as BTC and USDT.

📍 The Federal Police continues to trace more than 140 suspicious bank accounts.

⸻

#SegurancaDigital
#CryptoWatchMay2024
#Bancocentral
#Notice

🇧🇷 Real Digital and total control of money: freedom or surveillance?

💰 The Central Bank of Brazil is advancing with DREX (Real Digital) — a programmable version of the national currency.

But the question that few ask is: is this innovation or financial surveillance? 👀

📊 With DREX, the government can:
- Monitor all transactions
- Block “suspicious” wallets
- Define who can spend and where

🔎 My opinion:
The idea of a national digital currency is good, but without transparency, it becomes a risk to economic freedom.
On the other hand, this may increase the search for decentralized cryptos like $BTC and USDT.

💬 Would you trust 100% in a “Real Digital” controlled by the government?

🔖 #drex #RealDigital #Bancocentral #bitcoinbrasil

Some of the investors use #cocoscapital !
Upon entering the application, my account is empty, meaning it is zero!
Does anyone have information?
#argentina #Dolares #bancocentral

🚨 Market Alert: Unusual Cryptocurrency Activity in Brazil and the Central Bank's Perspective
The recent unusual cryptocurrency activity in Brazil is under the Central Bank's radar! 🇧🇷 This growing attention reinforces the importance of regulation for the safety and stability of the market. 💡 Stay updated with the latest news to understand how financial institutions are reacting and what this could mean for the future of digital assets.
Follow the discussions and always stay one step ahead! 🚀
#Criptomoedas
#BancoCentral
#reculacao
#MercadoCripto

🇧🇷 The Central Bank prepares new capital rules for crypto companies in Brazil

October 22, 2025

🚨 The Central Bank of Brazil announced that it intends to increase the minimum capital required for companies operating in the cryptocurrency sector. The decision comes after recent frauds in fintechs, which put investors' trust at risk.

🧱 Currently, the minimum capital required is:

R$ 1 million for intermediaries

R$ 2 million for custodians

R$ 3 million for brokers

+R$ 2 million extra for companies that operate with staking or margin contracts (according to Public Consultation 109)

🛡️ The proposal is to make these values proportional to the risk of operations and the volume under custody, raising governance standards and security for clients.

💬 According to the BC, the changes aim to:

Reinforce consumer protection

Require proof of financial capacity

Elevate governance and cybersecurity standards

Reduce the risk of new attacks, frauds, and insolvencies

📆 The final regulation will be published by the end of 2025, with entry into force expected in February 2026.

📈 Market impact:

Companies operating with #BNB and other cryptos are already discussing adaptation strategies. Experts believe that, despite being strict, the new requirements are essential for the maturation of the sector in Brazil.

🔎 Compliance will be critical to maintain regulatory authorizations and client trust in the medium and long term.

📢 Do you agree with stricter rules for crypto companies?

Leave your opinion in the comments! 👇

#Regulation #Bancocentral #Cryptocurrencies #brasil #BinanceSquare #criptonews #CryptoCompliance

💣📰 BRAZILIAN BOMB ⋙ DREX WILL ABANDON BLOCKCHAIN ❗

⚡️ BREAKING NEWS : ̗̀➛ The Central Bank of Brazil revealed during Blockchain Rio that Drex will be launched without using blockchain in its next phase ❕

🔥 WHAT CHANGED ❓

BEFORE » DREX with blockchain (Hyperledger Besu + Ethereum /$ETH / )
NOW » Simpler version without tokenization for 2026

💰 IMPACT ON THE CRYPTO MARKET

📉 FOR THOSE WHO BET

➢ Brazilian DLT projects may suffer
➢ Tokenization expectations delayed
➢ Less institutional blockchain adoption

📈 OPPORTUNITIES

➢ Focus on resolving asset reconciliation as credit collateral
➢ Possible integration with existing PIX
➢ Future return to a more mature blockchain

🎯 WHY THE CHANGE ?

Technical obstacles, especially related to privacy, made the original plan unfeasible. The Central Bank tested 6 different tools, but NONE met the requirements 😱

🚀 STRATEGY SPLIT

PHASE 1 (2026): Quick delivery without blockchain
PHASE 2: Development of more complex solutions based on decentralized technologies

💭 MY ANALYSIS

This could be a SMART move by the Central Bank. Better to deliver something functional now than to promise blockchain and not deliver.

PIX started simple and evolved » DREX can follow the same path 📊

POSITIVE POINTS

✅ Technical realism
✅ Guaranteed delivery in 2026
✅ Gradual evolution like PIX

NEGATIVE POINTS

❌ Setback in DLT adoption
❌ Disappointment for the crypto market
❌ Brazil loses leadership in blockchain CBDC

🔮 📣 FORECAST OF Leandro Fumao ⚡︎

The market may react negatively in the short term, but this could be the foundation for a more solid DREX in the future. Even without blockchain in this initial phase, developers remain committed to the idea of digitizing the financial system.

#drex #Bancocentral #brasil #brasileiros #PIX

#Bancocentral Tomorrow we will know if the altcoins will continue to rise, if the United States starts to cut rates or not, if ETH reaches 10k and BTC reaches 200k by the end of the year.