💵 WHAT ARE STABLECOINS AND HOW PROFESSIONALS USE THEM
> “Sometimes the best asset is one that doesn’t jump.”
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📌 Stablecoins are cryptocurrencies whose value is tied to stable assets, most often the US dollar (USD).
🔹 Examples:
— USDT (Tether)
— USDC (Circle)
— BUSD (Binance)
— DAI (decentralized stablecoin)
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🧠 Why are they needed?
🔸 1. Protection from volatility
— The market is crashing? Converted to stablecoin — preserved capital.
🔸 2. Participation in DeFi
— You can earn passive income by staking or providing liquidity.
🔸 3. Fast transfers and settlements
— Without banks, instantly, worldwide.
🔸 4. Trading on exchanges
— All pairs are traded against USDT/USDC — a base asset is needed.
🔸 5. Profit fixation
— Fixed BTC → converted to USDT — preserved the result.
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🚨 What is important to know:
— Stablecoins ≠ risk-free asset
— Check what they are backed by and who issued them
— Decentralized (DAI) — safer in terms of control
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🔐 Conclusion:
Professionals always keep a portion of their portfolio in stablecoins.
This is not weakness — it is flexibility and protection.
#Stablecoins #USDT #DeFi #CryptoForBeginners #BinanceSquare
#ФинансоваяГрамотность