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Key Takeaways
Binance introduces Huma Finance (HUMA) as its 70th Launchpool project, with a massive 250 million HUMA in token farming rewards.Farming period runs from May 23–25, with users able to lock BNB, FDUSD, or USDC to earn HUMA tokens.HUMA spot trading begins May 26, with pairs including HUMA/USDT, HUMA/BNB, and HUMA/TRY.
Binance has unveiled the newest project to hit its Launchpool — Huma Finance (HUMA), a next-gen PayFi protocol focused on enabling real-world credit markets. This high-profile listing includes exclusive token rewards and early farming opportunities for users who stake specific assets.
Read more: Binance Referral Code P8DEY0JB: Free 100 USDT Sign-up Bonus in 2025

HUMA Finance: A Decentralized Push for PayFi Liquidity
Huma Finance enters the Binance Launchpool spotlight as a protocol designed to bridge real-world payments with DeFi liquidity, facilitating instant settlement across borders and cards. The protocol positions itself within the rapidly expanding “PayFi” sector, aiming to tokenize credit systems traditionally dominated by centralized players.
The project will distribute 250 million HUMA tokens — 2.5% of its total 10 billion supply — through Launchpool incentives. Binance users can participate by locking any of the following assets:
BNB (85% of the total pool rewards)FDUSD (5%)USDC (10%)
The farming period will run for 72 hours only, from May 23 at 00:00 UTC to May 25 at 23:59 UTC, ahead of HUMA’s official listing on May 26 at 13:00 UTC.

Launchpool Breakdown: Reward Pools and Daily Allocation
The HUMA farming campaign is split across three supported pools, each with a different allocation of the total daily rewards:
Daily Token Distribution (May 23–25):
BNB Pool: 70,833,333 HUMA/dayUSDC Pool: 8,333,333 HUMA/dayFDUSD Pool: 4,166,666 HUMA/day
Users can lock their tokens at any point during the 3-day period, with rewards calculated hourly based on users’ average balances. Real-time APY and pool stats will be displayed on the Launchpool dashboard.
Note: Tokens can only be staked in one pool at a time. For example, the same BNB cannot be used in both the HUMA pool and another concurrent Launchpool.
What You Need to Know Before Trading Begins
Spot Trading Pairs:
Once the farming period ends, Binance will enable spot trading for HUMA on the following pairs:
HUMA/USDTHUMA/USDCHUMA/BNBHUMA/FDUSDHUMA/TRY
Spot trading will be enabled at 13:00 UTC on May 26, alongside the activation of Spot Algo Orders, with Trading Bots and Copy Trading features to follow within 24 hours.
A “Seed Tag” will be attached to HUMA on listing, signaling it as a relatively new and potentially high-volatility asset. Binance Alpha users will be able to transfer HUMA to their Spot Accounts and continue trading post-listing.
Smart Contract, Supply & Additional Rewards
HUMA’s initial circulating supply at listing will be 1.73 billion tokens (17.33% of total supply). The token is being launched on BNB Smart Chain and Solana, with the Solana contract address publicly shared:

🔗 HUMA1821qVDKta3u2ovmfDQeW2fSQouSKE8fkF44wvGw
In addition to Launchpool rewards, Binance has allocated:
50 million HUMA for marketing campaigns post-listing.40 million HUMA for follow-up campaigns three months later.
Binance has waived the listing fee for HUMA, which reflects the project's strategic importance and high visibility.
Eligibility, KYC, and Farming Logistics
To participate in HUMA farming, users must complete KYC verification on Binance. Hourly snapshots will be taken to calculate rewards, and users can claim rewards at any time during or after the farming period.
Holders of BNB in Flexible/Locked Products and On-chain Yields will automatically receive rewards. However, users with BNB collateral on Binance Loans or in conflicting Launchpool projects may see different allocations.
Users must use Binance App version 2.89.0 or higher to access Launchpool features.
Bottom Line:
With the combination of a limited 3-day farming window, 250 million token rewards, and immediate post-listing liquidity on five major pairs, HUMA’s debut is shaping up to be one of Binance’s most impactful Launchpool events in 2025