Huma Finance: The Future of Lending Without Collateral
@Huma Finance ๐ฃ #HumaFinance
Huma Finance is changing how lending works in Web3. Instead of using crypto as collateral, it allows users to borrow against future income โ like salaries, invoices, or remittances.
This new model is called PayFi (Payments + Finance), and it gives people access to fast, secure, and fair credit โ all on-chain.
๐น No crypto collateral needed
๐น Borrow up to 90% of your future income
๐น Backed by smart contracts and cash flow analysis
๐น Ideal for freelancers, workers, and businesses
By using the Time-Value-of-Money (TVM) model, Huma Finance brings real-world income into the blockchain space โ helping more people get the credit they deserve.
This is not just another DeFi protocol. Itโs a step forward in making finance accessible, inclusive, and useful for everyone.